Home Owner Financial Review Program

If you are having trouble making your payments, are seriously behind in your payments, are presently in foreclosure, or if you owe the bank substantially more than your house is worth, you need to know what the best course of action is for you and your family. There were millions of foreclosures in the United States in 2009, and it looks like 2010 is going to have even more foreclosures. Attend of one of our free seminars to find out about foreclosures, short sales, loan modifications, bankruptcy, deeds in lieu of foreclosure, and all the financial and legal effects of foreclosure and its alternatives.

You need to take action if any of the following are true:

• You are now in foreclosure
• You are receiving harassing phone calls from your mortgage lender
• You are seriously behind on your mortgage payments
• You have little or no equity in your home
• You tried to sell your house but no one is interested
• You have very high credit card payments which, when combined with your mortgage payments, are more than you can afford
• You are using your savings or retirement funds to pay your mortgage payments

If you are experiencing any of these problems, you should attend one of our free seminars. It is important that you do not wait to find out what your options are to protect yourself and your family.

Help Is Available

Anyone can be subject to foreclosure. Rising interest rates because of an adjustable-rate loan, loss of a job, unforeseen medical expenses, or death of a spouse can all lead to foreclosure. We are experienced in advising you all of your options and all their consequences. You can also seek loan modification help from the US Department of Housing and Urban Development(“HUD”-888-995-HOPE) or the US Treasury Department (MakingHomeAffordable.gov)